How to Claim Your ₹2 Lakh Free Insurance in 2026 with an E-Shram Card
When the Ministry of Labour & Employment launched the E-Shram portal, the goal was to build a database of unorganized workers. But what most people don't realize is that registering for this card immediately unlocks direct financial benefits.
If you are a gig worker, domestic helper, construction laborer, street vendor, or any unorganized worker aged between 16 and 59, you are missing out on free government support if you don't have an E-Shram Card.
The ₹2 Lakh Free Insurance Cover
The biggest hidden benefit of the E-Shram card is the Pradhan Mantri Suraksha Bima Yojana (PMSBY).
When you successfully register and generate your Universal Account Number (UAN) on the E-Shram portal, you are automatically enrolled in PMSBY. This provides you with an accidental insurance cover of ₹2 Lakhs (and ₹1 Lakh for partial disability)—completely free of charge for the first year.
Direct Benefit Transfers During Crises
Do you remember the financial aid transferred directly into people's bank accounts during the pandemic? The government relies on the E-Shram database to distribute financial assistance directly via DBT (Direct Benefit Transfer).
By linking your Aadhaar and Bank Account to your E-Shram card, you ensure that you are first in line for future state or central financial aid.
Apply in Just 5 Minutes
You do not need to pay heavy renewal fees or visit government offices. The process is completely paperless.
With EasyKagaz, you simply upload a photo of your Aadhaar and Bank Passbook, and our experts will handle the complex OTP verifications and NIC classifications to generate your official UAN E-Shram Card on the very same day.
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